All your ISAs in one pot, managed professionally
Do you have cash ISAs or equity ISAs with a variety of different providers? If so, we have a low-cost ISA wrapper that clients can use to consolidate these legacy ISAs into one pot.
Recent changes to ISA legislation means you can combine all your ISAs together in one pot, and no matter how large that pot now is, grow them with additional contributions (up to £20k p.a. 2018/19 tax year), allowing you to build a substantial tax-free portfolio for the future.
The benefits of consolidating are:
- Less paperwork to keep track of
- Less responsibility each year renewing terms/investment rates
- A larger combined pot of money to invest
- Opportunity to set a bespoke investment strategy
- Possibility of greater returns than those currently on cash
- Easier performance monitoring
- Income generated from the underlying investments can be accumulated within the ISA, or paid out on a monthly basis
- Annual reviews to ensure new subscription allowances are used up each year
- Access to our clientHub where you can see the value of your ISA (plus the flexibility to use this service more widely to help take control and view all of your finances in one place
What we do
We take some basic details of your existing ISAs, prepare a 1-page transfer form for each ISA provider for you to sign, and that’s it. We send off the details to the ISA administrator and they take care of the rest. Most ISAs are transferrable within a few weeks.
We will then manage the underlying portfolio of the ISA in-house, on a discretionary basis, along the agreed investment strategy, which is reviewed as frequently as necessary.
If this sounds of interest please get in touch.